Funding Pips rules explained

The drawdown mechanic — read this twice

Funding Pips uses a static drawdown. The maximum-loss level is fixed from the starting balance and does not move as you make money. This is the trader-friendly model: your buffer is knowable on day one and a profitable run genuinely increases the distance to your stop-out.

Whatever the model, size your risk against the buffer rather than the account size. The practical rule we use: never let a single campaign risk more than a third of the distance between current equity and the breach level.

Consistency and payout-eligibility rules

Consistency rules are where traders lose money they have already made. On Funding Pips the stated position is: None on 2-step. That leaves the payout gate mostly to the drawdown and minimum-days requirements.

The mechanic to watch is the single-best-day percentage. Where a firm caps one day at a share of total profit, a single outsized win can push a payout out by weeks because you must grind additional smaller days to bring the ratio back inside the cap. If you scalp news or trade one high-conviction setup a week, that mechanic will hurt you far more than a slightly lower profit split.

Full rule matrix

Each flag below is read off Funding Pips's public rulebook and paired with the actual mechanic, because "allowed" means very different things from firm to firm.

• News trading: conditionally allowed — Allowed on the 2-step. The 1-step and instant models restrict trades opened within two minutes of high-impact releases.
• Expert advisors / algos: allowed — EAs allowed except HFT and tick-scalping bots.
• Weekend holding: allowed — Weekend holding allowed on the 2-step model.
• Overnight holding: allowed — Overnight positions allowed on all models.
• Copy trading: conditionally allowed — Own accounts only; group copy-trading is a breach.
• No time limit: allowed — No time limit on the evaluation.
• Crypto pairs: allowed — Crypto CFDs available including weekend sessions.
• No consistency rule: conditionally allowed — None on the 2-step; the 1-step applies a consistency band.

Rules that end accounts in practice

Beyond the headline limits, these are the clauses Funding Pips actually enforces.

• Static drawdown: Maximum loss is measured from the initial balance on the standard models, so banked profit permanently widens your buffer.
• No consistency rule on the two-step: The classic two-phase route does not gate withdrawals on daily profit distribution. The faster one-phase models apply more conditions — check which you bought.
• Frequent rule revisions: Treat the published rulebook as version-dated. The most common Funding Pips complaint we see is a trader applying last year's rules to this year's account.

Rule stability

Funding Pips does not currently appear in our rule-change register, meaning we have not logged a material rulebook revision for it in the tracked period. Re-check before each payout anyway — firms are not obliged to announce changes prominently.

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