FXIFY account sizes & per-size rules

The full FXIFY size ladder

Prop pricing scales sub-linearly with account size — roughly the square root of the size ratio — so the biggest account is almost never the best value per dollar of usable buffer. Each line below shows the modelled list price, the first-phase profit target and the loss buffer expressed as a percentage of the account.

Read the buffer column first. On a static drawdown, the dollar buffer is the only number that limits your position size; the account label is marketing. A trader risking 1% per trade on the 200k account is taking the same dollar risk as one risking 20× that percentage on the smallest.

• 10k — $40 ($36 with the public code), 8% target = $800, 10% buffer = $1k of loss room
• 25k — $60 ($54 with the public code), 8% target = $2k, 10% buffer = $2.5k of loss room
• 50k — $85 ($77 with the public code), 8% target = $4k, 10% buffer = $5k of loss room
• 100k — $125 ($113 with the public code), 8% target = $8k, 10% buffer = $10k of loss room
• 200k — $175 ($158 with the public code), 8% target = $16k, 10% buffer = $20k of loss room

Which FXIFY size is actually the best value

Cost per dollar of loss buffer is the honest comparison. 10k costs 0.040 per dollar of buffer; 25k costs 0.024 per dollar of buffer; 50k costs 0.017 per dollar of buffer; 100k costs 0.013 per dollar of buffer; 200k costs 0.009 per dollar of buffer. The cheapest ratio is where the firm is subsidising you the most, and it is usually a mid tier rather than the flagship.

The second filter is your own stop distance. Work out the worst-case dollar loss of a normal trade at your usual size, multiply by five consecutive losers, and buy the smallest account whose buffer absorbs that without breaching. Buying above that point is paying for headroom you will never trade into; buying below it guarantees a reset fee.

What the 25k and 50k tiers mean in practice

The small tiers are where most traders start and where most resets happen, because the dollar buffer is small enough that a single mis-sized position ends the account. On a forex account, one standard lot on EURUSD moves about $10 per pip — on a 25k account, a 40-pip stop on two lots is already a meaningful share of your buffer.

The larger tiers change the psychology more than the maths. Same rules, same percentage targets, bigger dollar swings — which is why traders who pass consistently on a small account often breach the first week on a large one. Scale the account only after you have taken at least two payouts at the size below.

• 10% maximum drawdown, 4% daily loss limit: Consistent across the evaluation paths. The daily limit includes floating losses, so an open position through a news print can breach you before the trade closes. Verify whether your specific product uses static or trailing max drawdown at purchase — FXIFY has run both.
• No time limit on evaluations: None of the evaluation paths run a countdown clock, which removes the single biggest cause of forced over-trading. A 3-phase path with roughly 5% targets per phase is a genuinely low-stress route for a newer trader.
• Permissive strategy rules: EAs, grid and martingale are allowed within limits — unusual in a category that bans automation by default. That, plus 300+ instruments including stock and crypto CFDs, is why systematic traders end up here.
• Add-ons change your rulebook: Leverage, split, payout frequency and drawdown protection are all purchasable modifiers. Two FXIFY traders can be operating under materially different rules on the same account size, so generic reviews of the FXIFY rules are unreliable — read your own order confirmation.

Rules that stay the same at every size

Firms rarely vary the rulebook by account size — they vary the dollar limits. On FXIFY the constants are the static drawdown, the 90% profit split, the bi-weekly (day-one eligibility on some plans) payout window and the consistency position (applies on selected plans — check before purchase).

• News trading: conditionally allowed — News trading is a paid add-on on some plans and included on others — verify before checkout, this is FXIFY's most common support complaint.
• EAs: allowed — EAs allowed; the broker-backed execution is one of the reasons algo traders use it.
• Weekend holding: conditionally allowed — Weekend holding is an add-on rather than a default on several plans.
• Time limit: none — No deadline on the standard evaluations.

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