FTUK rules explained

The drawdown mechanic — read this twice

FTUK uses a static drawdown. The maximum-loss level is fixed from the starting balance and does not move as you make money. This is the trader-friendly model: your buffer is knowable on day one and a profitable run genuinely increases the distance to your stop-out.

Whatever the model, size your risk against the buffer rather than the account size. The practical rule we use: never let a single campaign risk more than a third of the distance between current equity and the breach level.

Consistency and payout-eligibility rules

Consistency rules are where traders lose money they have already made. On FTUK the stated position is: None on One Step and Two Step, plan-dependent on Instant. That leaves the payout gate mostly to the drawdown and minimum-days requirements.

The mechanic to watch is the single-best-day percentage. Where a firm caps one day at a share of total profit, a single outsized win can push a payout out by weeks because you must grind additional smaller days to bring the ratio back inside the cap. If you scalp news or trade one high-conviction setup a week, that mechanic will hurt you far more than a slightly lower profit split.

Full rule matrix

Each flag below is read off FTUK's public rulebook and paired with the actual mechanic, because "allowed" means very different things from firm to firm.

• News trading: conditionally allowed — Restrictions vary by plan — Instant plans are typically stricter than One Step/Two Step.
• Expert advisors / algos: allowed — EAs permitted across the standard plan range.
• Weekend holding: conditionally allowed — Varies by plan type — confirm before holding into a weekend.
• Overnight holding: allowed — Overnight positions permitted on the standard plans.
• Copy trading: conditionally allowed — Own accounts only.
• No time limit: allowed — No deadline on One Step, Two Step or Flex plans.
• Crypto pairs: allowed — Crypto CFDs available.
• No consistency rule: conditionally allowed — None on One Step/Two Step; plan-dependent on Instant.

Rules that end accounts in practice

Beyond the headline limits, these are the clauses FTUK actually enforces.

• Split scales up from a lower starting point: The advertised top splits (up to 90%) are ceiling figures reached through scaling milestones on Instant and Flex plans, not the rate you start at. Model your near-term economics on the starting percentage for the specific plan you buy.
• Static drawdown on One Step and Two Step: The core evaluation plans use a static rather than trailing maximum loss, giving banked profit permanent value as buffer rather than shifting the stop-out floor.
• Instant Funding skips the evaluation: The Instant plan grants a funded-style account without a formal pass/fail phase, trading a faster start for typically tighter starting risk parameters and a lower initial split.

Rule stability

FTUK does not currently appear in our rule-change register, meaning we have not logged a material rulebook revision for it in the tracked period. Re-check before each payout anyway — firms are not obliged to announce changes prominently.

FAQ