FTUK account sizes & per-size rules

The full FTUK size ladder

Prop pricing scales sub-linearly with account size — roughly the square root of the size ratio — so the biggest account is almost never the best value per dollar of usable buffer. Each line below shows the modelled list price, the first-phase profit target and the loss buffer expressed as a percentage of the account.

Read the buffer column first. On a static drawdown, the dollar buffer is the only number that limits your position size; the account label is marketing. A trader risking 1% per trade on the 200k account is taking the same dollar risk as one risking 20× that percentage on the smallest.

• 10k — $60 ($39 with the public code), 8% target = $800, 10% buffer = $1k of loss room
• 25k — $95 ($62 with the public code), 8% target = $2k, 10% buffer = $2.5k of loss room
• 50k — $130 ($85 with the public code), 8% target = $4k, 10% buffer = $5k of loss room
• 100k — $185 ($120 with the public code), 8% target = $8k, 10% buffer = $10k of loss room
• 200k — $265 ($172 with the public code), 8% target = $16k, 10% buffer = $20k of loss room

Which FTUK size is actually the best value

Cost per dollar of loss buffer is the honest comparison. 10k costs 0.060 per dollar of buffer; 25k costs 0.038 per dollar of buffer; 50k costs 0.026 per dollar of buffer; 100k costs 0.018 per dollar of buffer; 200k costs 0.013 per dollar of buffer. The cheapest ratio is where the firm is subsidising you the most, and it is usually a mid tier rather than the flagship.

The second filter is your own stop distance. Work out the worst-case dollar loss of a normal trade at your usual size, multiply by five consecutive losers, and buy the smallest account whose buffer absorbs that without breaching. Buying above that point is paying for headroom you will never trade into; buying below it guarantees a reset fee.

What the 25k and 50k tiers mean in practice

The small tiers are where most traders start and where most resets happen, because the dollar buffer is small enough that a single mis-sized position ends the account. On a forex account, one standard lot on EURUSD moves about $10 per pip — on a 25k account, a 40-pip stop on two lots is already a meaningful share of your buffer.

The larger tiers change the psychology more than the maths. Same rules, same percentage targets, bigger dollar swings — which is why traders who pass consistently on a small account often breach the first week on a large one. Scale the account only after you have taken at least two payouts at the size below.

• Split scales up from a lower starting point: The advertised top splits (up to 90%) are ceiling figures reached through scaling milestones on Instant and Flex plans, not the rate you start at. Model your near-term economics on the starting percentage for the specific plan you buy.
• Static drawdown on One Step and Two Step: The core evaluation plans use a static rather than trailing maximum loss, giving banked profit permanent value as buffer rather than shifting the stop-out floor.
• Instant Funding skips the evaluation: The Instant plan grants a funded-style account without a formal pass/fail phase, trading a faster start for typically tighter starting risk parameters and a lower initial split.

Rules that stay the same at every size

Firms rarely vary the rulebook by account size — they vary the dollar limits. On FTUK the constants are the static drawdown, the 80% profit split, the on demand payout window and the consistency position (none on one step and two step, plan-dependent on instant).

• News trading: conditionally allowed — Restrictions vary by plan — Instant plans are typically stricter than One Step/Two Step.
• EAs: allowed — EAs permitted across the standard plan range.
• Weekend holding: conditionally allowed — Varies by plan type — confirm before holding into a weekend.
• Time limit: none — No deadline on One Step, Two Step or Flex plans.

FAQ