OneFunded account sizes & per-size rules

The full OneFunded size ladder

Prop pricing scales sub-linearly with account size — roughly the square root of the size ratio — so the biggest account is almost never the best value per dollar of usable buffer. Each line below shows the modelled list price, the first-phase profit target and the loss buffer expressed as a percentage of the account.

Read the buffer column first. On a trailing drawdown, the dollar buffer is the only number that limits your position size; the account label is marketing. A trader risking 1% per trade on the 200k account is taking the same dollar risk as one risking 20× that percentage on the smallest.

• 10k — $15, 10% target = $1k, 10% buffer = $1k of loss room
• 25k — $25, 10% target = $2.5k, 10% buffer = $2.5k of loss room
• 50k — $35, 10% target = $5k, 10% buffer = $5k of loss room
• 100k — $50, 10% target = $10k, 10% buffer = $10k of loss room
• 200k — $70, 10% target = $20k, 10% buffer = $20k of loss room

Which OneFunded size is actually the best value

Cost per dollar of loss buffer is the honest comparison. 10k costs 0.015 per dollar of buffer; 25k costs 0.010 per dollar of buffer; 50k costs 0.007 per dollar of buffer; 100k costs 0.005 per dollar of buffer; 200k costs 0.004 per dollar of buffer. The cheapest ratio is where the firm is subsidising you the most, and it is usually a mid tier rather than the flagship.

The second filter is your own stop distance. Work out the worst-case dollar loss of a normal trade at your usual size, multiply by five consecutive losers, and buy the smallest account whose buffer absorbs that without breaching. Buying above that point is paying for headroom you will never trade into; buying below it guarantees a reset fee.

What the 25k and 50k tiers mean in practice

The small tiers are where most traders start and where most resets happen, because the dollar buffer is small enough that a single mis-sized position ends the account. On a forex account, one standard lot on EURUSD moves about $10 per pip — on a 25k account, a 40-pip stop on two lots is already a meaningful share of your buffer.

The larger tiers change the psychology more than the maths. Same rules, same percentage targets, bigger dollar swings — which is why traders who pass consistently on a small account often breach the first week on a large one. Scale the account only after you have taken at least two payouts at the size below.

• Add-on required to reach the higher split and faster payout: The base offer is an 80% split with a 14-day payout cycle; reaching 90% and a 7-day cycle requires purchasing an add-on. Compare the loaded, all-in price against a competitor's baseline plan rather than the advertised headline split alone.
• Multiple program lines with different rule profiles: Flash, Core, Value and Instant differ in speed, price and risk parameters. Confirm which program's specific rules apply before assuming a company-wide policy.
• Broad instrument coverage: Access spans forex, crypto, stocks, indices and commodities — wider than most single-asset-class competitors, though execution quality and spreads across such a broad list are worth testing on a demo before funding a full challenge.

Rules that stay the same at every size

Firms rarely vary the rulebook by account size — they vary the dollar limits. On OneFunded the constants are the intraday trailing drawdown, the 80% profit split, the every 14 days, 7 with add-on payout window and the consistency position (none disclosed on the core core/value plans).

• News trading: conditionally allowed — Restrictions vary by program (Flash, Core, Value, Instant) — confirm per plan.
• EAs: allowed — EAs permitted on MT5 and cTrader.
• Weekend holding: conditionally allowed — Varies by program — confirm before holding into a weekend.
• Time limit: none — No deadline on the standard programs.

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