The Funded Trader rules explained

The drawdown mechanic — read this twice

The Funded Trader uses a static drawdown. The maximum-loss level is fixed from the starting balance and does not move as you make money. This is the trader-friendly model: your buffer is knowable on day one and a profitable run genuinely increases the distance to your stop-out.

Whatever the model, size your risk against the buffer rather than the account size. The practical rule we use: never let a single campaign risk more than a third of the distance between current equity and the breach level.

Consistency and payout-eligibility rules

Consistency rules are where traders lose money they have already made. On The Funded Trader the stated position is: Applies on selected challenge types. That leaves the payout gate mostly to the drawdown and minimum-days requirements.

The mechanic to watch is the single-best-day percentage. Where a firm caps one day at a share of total profit, a single outsized win can push a payout out by weeks because you must grind additional smaller days to bring the ratio back inside the cap. If you scalp news or trade one high-conviction setup a week, that mechanic will hurt you far more than a slightly lower profit split.

Full rule matrix

Each flag below is read off The Funded Trader's public rulebook and paired with the actual mechanic, because "allowed" means very different things from firm to firm.

• News trading: conditionally allowed — Restricted on selected challenge types; allowed on others.
• Expert advisors / algos: allowed — EAs allowed with the standard HFT exclusions.
• Weekend holding: conditionally allowed — Depends on the challenge type you buy.
• Overnight holding: allowed — Overnight positions permitted.
• Copy trading: conditionally allowed — Own accounts only.
• No time limit: allowed — No deadline on the current challenge range.
• Crypto pairs: allowed — Crypto CFDs available.
• No consistency rule: conditionally allowed — Applies on selected challenge types.

Rules that end accounts in practice

Beyond the headline limits, these are the clauses The Funded Trader actually enforces.

• Static drawdown on the standard challenge: Maximum loss is measured from the starting balance and does not trail your equity high, so accumulated profit stays as buffer. This is the trader-friendly model and it has survived the restructure intact.
• Two-phase evaluation with variants: The standard route is two phases with a 8%/5% target structure. Rapid and one-step variants exist at different price points with different consistency requirements — the rules genuinely differ between them, so the plan you buy matters more here than at most firms.
• Consistency applies on selected plans: Some challenge types apply a consistency cap at payout, others do not. Because the product line has changed repeatedly since 2021, third-party reviews older than a year routinely describe rules that no longer apply.

Rule stability

The Funded Trader appears 1 time in our rule-change register. At least one of those changes was applied retroactively to open accounts — the strongest single warning signal we track. A rulebook that moves is a rulebook you have to re-read before every payout cycle.

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