The5ers account sizes & per-size rules

The full The5ers size ladder

Prop pricing scales sub-linearly with account size — roughly the square root of the size ratio — so the biggest account is almost never the best value per dollar of usable buffer. Each line below shows the modelled list price, the first-phase profit target and the loss buffer expressed as a percentage of the account.

Read the buffer column first. On a static drawdown, the dollar buffer is the only number that limits your position size; the account label is marketing. A trader risking 1% per trade on the 200k account is taking the same dollar risk as one risking 20× that percentage on the smallest.

• 10k — $40, 8% target = $800, 10% buffer = $1k of loss room
• 25k — $60, 8% target = $2k, 10% buffer = $2.5k of loss room
• 50k — $85, 8% target = $4k, 10% buffer = $5k of loss room
• 100k — $125, 8% target = $8k, 10% buffer = $10k of loss room
• 200k — $175, 8% target = $16k, 10% buffer = $20k of loss room

Which The5ers size is actually the best value

Cost per dollar of loss buffer is the honest comparison. 10k costs 0.040 per dollar of buffer; 25k costs 0.024 per dollar of buffer; 50k costs 0.017 per dollar of buffer; 100k costs 0.013 per dollar of buffer; 200k costs 0.009 per dollar of buffer. The cheapest ratio is where the firm is subsidising you the most, and it is usually a mid tier rather than the flagship.

The second filter is your own stop distance. Work out the worst-case dollar loss of a normal trade at your usual size, multiply by five consecutive losers, and buy the smallest account whose buffer absorbs that without breaching. Buying above that point is paying for headroom you will never trade into; buying below it guarantees a reset fee.

What the 25k and 50k tiers mean in practice

The small tiers are where most traders start and where most resets happen, because the dollar buffer is small enough that a single mis-sized position ends the account. On a forex account, one standard lot on EURUSD moves about $10 per pip — on a 25k account, a 40-pip stop on two lots is already a meaningful share of your buffer.

The larger tiers change the psychology more than the maths. Same rules, same percentage targets, bigger dollar swings — which is why traders who pass consistently on a small account often breach the first week on a large one. Scale the account only after you have taken at least two payouts at the size below.

• Static drawdown throughout: No trailing element on the instant-funding or high-stakes accounts. Your loss limit is fixed relative to the starting balance.
• Scaling gates instead of evaluations: Account size doubles at defined profit milestones. The rules that matter are the milestone thresholds and the drawdown at each level, not a one-off pass/fail target.
• No consistency rule on high-stakes: Withdrawals are not gated on how evenly your profit was distributed, which makes real cash extraction simpler than at most futures firms.

Rules that stay the same at every size

Firms rarely vary the rulebook by account size — they vary the dollar limits. On The5ers the constants are the static drawdown, the 100% profit split, the bi-weekly payout window and the consistency position (none on high-stakes).

• News trading: allowed — Full news trading allowed, including on funded high-stakes accounts.
• EAs: allowed — EAs permitted; the firm markets itself to algorithmic traders.
• Weekend holding: allowed — Weekend holding allowed — one of the few firms with no swing add-on to buy.
• Time limit: none — No time limit on the high-stakes challenge.

FAQ