My Funded Futures review
Fast-payout futures firm with no activation fees.
Profit split
90%
First payout
~5 days
Drawdown
End-of-day trailing
Payout proof
86/100
The verdict
The best pick if you want money out quickly. Huge user base and clean payout reputation, but the rulebook has moved more than at older firms, so re-read the plan page before each purchase.
How My Funded Futures actually works
My Funded Futures became one of the largest futures prop firms in under three years by solving the thing traders complain about most: time to first payout. On its Core and Scale plans you can request a withdrawal after five winning days, and there is no activation fee to keep a funded account alive.
The firm is Delaware-registered with a very large Trustpilot footprint and a clean non-payment record. The honest caveat is rule velocity: the plan lineup was overhauled in 2025, and the terms attached to a plan bought last year may not match the current one. Re-read the plan page before every purchase.
Pros
- First payout available after five winning days
- No activation fee on funded accounts
- End-of-day trailing drawdown on the main plans
Cons
- Plan lineup was overhauled in 2025 — verify current terms
- Early payout amounts are capped as the account scales
Key facts
- Founded
- 2023
- Headquarters
- Dover, Delaware, USA
- Evaluation
- 1-step
- Entry price
- $77
- Max allocation
- $150k
- Payout frequency
- Every 5 winning days (Core/Scale)
- Consistency rule
- Progressive payout caps until the account matures
- Platforms
- NinjaTrader, Tradovate, TradingView, Quantower
Rules that decide the outcome
End-of-day trailing drawdown on the main plans
The drawdown updates on closed end-of-day balances rather than intraday equity peaks, which is materially more survivable than Apex's model.
Progressive payout caps
Early withdrawals are capped in size until the account matures. You can get paid quickly, but not unlimited amounts immediately — plan your first three payouts around the caps.
No activation fee
Funded accounts do not carry a separate monthly activation charge on the main plans, unlike several futures competitors.
Payouts: how money leaves My Funded Futures
Five winning days is the fastest realistic route to a first withdrawal in futures. In practice traders report processing within a few business days of an approved request.
Payout-proof scores 86/100, driven by a very high volume of independent trader receipts. There are no unresolved non-payment cases in our complaint database for this firm.
What it really costs
Entry around $77/month for the Core plan. Because the evaluation subscription recurs, the practical cost discipline is the same as at Topstep: set a deadline of two billing cycles per attempt.
With no activation fee, the twelve-month cost of a funded account here is significantly lower than at firms charging $80 a month to keep the account live.
Good fit for
- · Futures day traders who want cash out fastest
- · Traders who want EOD drawdown without a monthly funded-account fee
- · Anyone scaling several accounts without stacking activation charges
Look elsewhere if
- · Traders who need a completely stable multi-year rulebook
- · Traders wanting allocations above $150k
- · Forex traders
My Funded Futures FAQ
How fast can you get paid at My Funded Futures?
After five winning days on the Core and Scale plans, subject to the progressive payout caps on early withdrawals.
Does My Funded Futures charge an activation fee?
No activation fee on the main funded plans — one of the firm's primary selling points.
Is My Funded Futures trustworthy?
It has a very large review base, a clean payout record and no unresolved non-payment cases in our tracking. The main criticism is how often the plan terms have changed.